Terms of Use

MetLife TUnZiR S.A.


Use of this website www.metlife.lt (in the text – website) signifies your unconditional consent to the terms set out below. If you do not accept all these terms, you cannot use this website. These conditions may be modified at any time by modifying this text. Such changes are binding; therefore you should periodically review these terms.

The right to use this website have people who are 18 (eighteen) years of age or older. If you are between the ages 14 (fourteen) and 18 (eighteen), please read these Terms together with a parent or guardian to make sure that you understand the Terms and agree to abide by them.

Website proprietor

Website belongs to MetLife Towarzystwo Ubezpieczen Na Zycie i Reasekuracji Spolka Akcyjna (in the text – MetLife TUnZiR S.A.), with the Central office on Przemyslowa 26, Warsaw 00-450, Poland, registration number 0000028131 (in the text – we).


As permitted by applicable law, we shall not be liable or responsible for your or third parties use of access to the website, website itself and its contents. The information contained on this website about our services, conditions and exceptions is provided for information purposes only, therefore it can be incomplete. Neither we nor any other party involved in creation, development or maintenance of this website shall be liable for any direct, incidental, consequential, indirect or moral harm from the use or inability to use the contents of this website even if we or our authorized representative was informed about the possibility of such damage. We do not guarantee that the site will function without interference, without mistakes; we do not guarantee that any observed defects will be corrected or that the site or service station is free from computer viruses. Therefore, we shall not be liable for any damage caused to your computer equipment or other property.

Proprietary rights

All trademarks, marks/ characters used to identify the services, trade names, logos, and icons are our property. Nothing on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission. The use of trademarks or any other information contained within this website is strictly prohibited, unless stated otherwise. Images displayed on this website are our property or we have obtained permission to use them. The use of these images by you, or a person authorized by you is prohibited without our prior written permission.

All the materials contained within this website, which are conducted, licensed and controlled by us, cannot be copied, reproduced, republished, loaded, placed in other places, transmitted or otherwise distributed, except our clearly described exceptions. The materials displayed on this website may be printed for personal use only if all original notes of copyright and other intellectual property are preserved. It is prohibited to distribute, modify, transmit, place elsewhere or otherwise use the content of this website, including texts, images, audio and video materials, for public or commercial purposes without our permission.

Software licenses

Software that may be available or become available on the website may contain technical solutions which are subject to strict control, subject to Lithuanian or other countries export control laws. You agree not to transfer, and not to export such software in accordance with the applicable export regulations. It is strictly prohibited to load or export any software or technical data from this website to the jurisdiction that are bound by such export laws.

We do not guarantee that the use of materials contained within this website will not infringe third parties rights.

Jurisdictional issues

Information contained on this website is not offer to sell or solicitation of any offer to buy any security or any insurance product. No security is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities law or other laws of such jurisdiction. No such security is offered or will be sold in any jurisdiction by an entity that is not properly licensed to do so in such jurisdiction. Some programs or services are not available in some countries. MetLife TUnZiR S. A. branch does not offer or sell any securities, insurance or other products and services, if these are not MetLife TUnZiR S. A. branch’s legally offered services. Those who choose to access this website do so on their own initiative and are responsible for compliance with applicable local laws.

Use of your provided material

Any information, such as data, questions, comments or suggestions, except personal data and personal information, that you submit to us will not be kept confidential and private and will become our property. We acquire all intellectual property rights to this information, including the rights in any form and in all the ways to reproduce, publish, translate, adapt, modify, or otherwise process, distribute, make publicly available (both the original and its copies), and broadcast (also by making it available in computer networks (the Internet)) this information. We have the right to use ideas, concepts, know-how or techniques sent to us in a correspondence via website and use them for any purpose. We may use this information, for example, to develop or sell products.


Providing information about yourself through the website, you unequivocally and voluntarily agree that we collect this information, use it and disclose it in a way prescribed by this website’s Privacy policy .

Use of Cookies

The website is used for cookies. Information about cookies and their use is provided in Cookies policy .

Applicable law and Jurisdiction

These terms are applicable to the legal acts of the Republic of Lithuania and based on them these terms of use are interpreted. All disputes regarding Terms of use are resolved.

Links to third party websites

The website may contain links to the third party websites which are not under our control. We are not responsible for the content of such websites. The fact that we provide a link to a third party website does not necessarily mean that we sponsor or endorse the content of these websites.

Contact us

If you have any questions about website, please contact us by email info@metlife.lt


These Terms of use come into force on February 10, 2014 (red. July 1, 2014).